Credit report and rating essentials. Your credit file is a directory of your credit rating.

Credit report and rating essentials. Your credit file is a directory of your credit rating.

Your credit file

Your credit history is done whenever you borrow cash or make an application for credit for the time that is first.

loan providers send information on your reports into the credit bureaus, also called credit scoring agencies.

Your credit rating

Your credit history is just a number that is three-digit comes through the information in your credit history. Continue reading